Our Formula for Brilliant Checking?

Faster Access to Your Funds

And now you can have it in your hands quicker than ever. In fact, we'll deposit your money into your Spectra Checking Account up to

No more waiting for payday!

Just like the scientists who founded Spectra, we’re always looking for better, stronger, faster solutions to serve you!

Members with a direct deposit into their checking account will start experiencing your early paydays later this month.

Don't have a checking account? Open your checking account today!

If you do have a checking account, but you're direct deposit goes elsewhere, login to online or mobile banking to access ClickSWITCH to switch your direct deposit to Spectra.

¹Your direct deposit will be credited to your Spectra Credit Union account up to two (2) business days early. Early access to direct deposit funds depends on the timing of the payer’s submission of deposits. Spectra Credit Union cannot assume any liability for not depositing these funds to your account early. Membership eligibility requirements must be met.

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