Notice: Our service fees require periodic adjustments to align with the increased cost of business.
Effective 05/31/2025, the following changes to Spectra Credit Union’s fee schedule will be implemented.
1st BOX FREE
1st BOX FREE
$27.24 and up
$27.24 and up
$30.00
$30.00
$10.00
$10.00
$20.00
$20.00
10 FREE then $1.00 each
10 FREE then $1.00 each
$2.00 per month
$3.00 per month
$5.00
$5.00
$5.00 per month
$6.00 per month
$30.00 per transaction
$30.00 per transaction
$100 each
$100 each
$3.50 - $301.00
$3.50 - $301.00
$5.00 each
$5.00 each
$2.00 each
$2.00 each
$20.00 each
$20.00 each
$40.00 each
$40.00 each
$15.00 an hour
$15.00 an hour
$25.00 per payment
$25.00 per payment
$35.00 per payment
$35.00 per payment
$100.00
$100.00
$0.00
$5.00 per month
$0.00
$60.00 per account
1st BOX FREE
1st BOX FREE
$27.24 and up
$27.24 and up
$30.00
$30.00
$10.00
$10.00
$20.00
$20.00
10 FREE then $1.00 each
10 FREE then $1.00 each
$2.00 per month
$3.00 per month
$5.00
$5.00
$5.00 per month
$6.00 per month
$30.00 per transaction
$30.00 per transaction
$100 each
$100 each
$3.50 - $301.00
$3.50 - $301.00
$5.00 each
$5.00 each
$2.00 each
$2.00 each
$20.00 each
$20.00 each
$40.00 each
$40.00 each
$15.00 an hour
$15.00 an hour
$25.00 per payment
$25.00 per payment
$35.00 per payment
$35.00 per payment
$100.00
$100.00
$0.00
$5.00 per month
$0.00
$60.00 per account
$0.00
$60.00 per account
$0.00
$5.00 per month
$100.00
$100.00
$35.00 per payment
$35.00 per payment
$25.00 per payment
$25.00 per payment
$15.00 an hour
$15.00 an hour
$40.00 each
$40.00 each
$20.00 each
$20.00 each
$2.00 each
$2.00 each
$5.00 each
$5.00 each
$3.50 - $301.00
$3.50 - $301.00
$100 each
$100 each
$30.00 per transaction
$30.00 per transaction
$5.00 per month
$6.00 per month
$5.00
$5.00
$2.00 per month
$3.00 per month
10 FREE then $1.00 each
10 FREE then $1.00 each
$20.00
$20.00
$10.00
$10.00
$30.00
$30.00
$27.24 and up
$27.24 and up
1st BOX FREE
1st BOX FREE