Fee Schedule

FREE Services for Members

  • Digital Banking
  • Digital Debit Card Controls
  • Digital Check Copies
  • Digital Bill Pay
  • eDocuments
  • VISA Debit Card
  • Remote Deposits
  • ATM Deposits
  • PIN Replacement
  • Account History
  • Electronic Teller Phone Banking
  • Financial Counseling
  • Medallion Signature Guarantee
  • Coin Counter
  • Notary
Check Fees
Fee
Spectra FCU Checks

1st BOX FREE

Other Checks

$27.24 and up

Returned Check Fee

$30.00

Returned Deposit

$10.00

Stop payments (check, check series, or ACH)

$20.00

ATM withdrawals per month

10 FREE then $1.00 each

Paper Statements

$2.00 per month

Replacement/Extra Debit/ATM Card

$5.00

Inactive Account Fee

$5.00 per month

Overdrawn Account Fee

$30.00 per transaction

Garnishment/Levy Processing

$100 each

Payments by Non-Spectra FCU Credit Cards

$3.50 - $301.00

Certified/Official Checks

$5.00 each

Money Order

$2.00 each

Wire Transfers - Domestic

$20.00 each

Wire Transfers - Foreign

$40.00 each

Account research

$15.00 an hour

Skip a Pay - Online

$25.00 per payment

Skip a Pay - In-Person

$35.00 per payment

Loan Subordination

$100.00

Account Fees
Fee
Spectra FCU Checks

1st BOX FREE

Other Checks

$27.24 and up

Returned Check Fee

$30.00

Returned Deposit

$10.00

Stop payments (check, check series, or ACH)

$20.00

ATM withdrawals per month

10 FREE then $1.00 each

Paper Statements

$2.00 per month

Replacement/Extra Debit/ATM Card

$5.00

Inactive Account Fee

$5.00 per month

Overdrawn Account Fee

$30.00 per transaction

Garnishment/Levy Processing

$100 each

Payments by Non-Spectra FCU Credit Cards

$3.50 - $301.00

Certified/Official Checks

$5.00 each

Money Order

$2.00 each

Wire Transfers - Domestic

$20.00 each

Wire Transfers - Foreign

$40.00 each

Account research

$15.00 an hour

Skip a Pay - Online

$25.00 per payment

Skip a Pay - In-Person

$35.00 per payment

Loan Subordination

$100.00

Services
Fee
Loan Subordination

$100.00

Skip a Pay - In-Person

$35.00 per payment

Skip a Pay - Online

$25.00 per payment

Account research

$15.00 an hour

Wire Transfers - Foreign

$40.00 each

Wire Transfers - Domestic

$20.00 each

Money Order

$2.00 each

Certified/Official Checks

$5.00 each

Payments by Non-Spectra FCU Credit Cards

$3.50 - $301.00

Garnishment/Levy Processing

$100 each

Overdrawn Account Fee

$30.00 per transaction

Inactive Account Fee

$5.00 per month

Replacement/Extra Debit/ATM Card

$5.00

Paper Statements

$2.00 per month

ATM withdrawals per month

10 FREE then $1.00 each

Stop payments (check, check series, or ACH)

$20.00

Returned Deposit

$10.00

Returned Check Fee

$30.00

Other Checks

$27.24 and up

Spectra FCU Checks

1st BOX FREE

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