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Financial Calculators ©1998-2023 KJE Computer Solutions, Inc.
Certificate ladder inputs: |
This is the total amount to invest in your Certificate Ladder.
How much you wish to invest in each certificate in your ladder. We use this amount to calculate the number of certificates in the ladder. If the amount that you enter isn't evenly divisible by the total you wish to put into your Certificate Ladder, we will automatically adjust it up to an evenly divisible amount.
How often you would like to have a certificate maturing. For example, if you choose six months, one of your certificates in your Certificate Ladder will mature every six months.
Dividends earned on your certificates accumulated additional dividends. This calculator allows you to choose the frequency that your certificate dividend income is added to your account. The more frequently this occurs, the sooner your accumulated dividends income will generate additional dividends. You may wish to check with your local office to find out how often dividends are compounded on your particular certificate.
The number of certificates that will be in your Certificate Ladder. Each certificate will have a different maturity, so that one of your certificates will mature at the frequency you specify. This calculator assumes that you redeposit all matured certificates into new certificates that have a term of the longest maturity in your original Certificate Ladder.
Certificate dividend rates: |
You will have earned $5,522.62 more using Certificate Laddering. |
This is the total amount to invest in your Certificate Ladder.
How often you would like to have a certificate maturing. For example, if you choose six months, one of your certificates in your Certificate Ladder will mature every six months.
How much you wish to invest in each certificate in your ladder. We use this amount to calculate the number of certificates in the ladder. If the amount that you enter isn't evenly divisible by the total you wish to put into your Certificate Ladder, we will automatically adjust it up to an evenly divisible amount.
The number of certificates that will be in your Certificate Ladder. Each certificate will have a different maturity, so that one of your certificates will mature at the frequency you specify. This calculator assumes that you redeposit all matured certificates into new certificates that have a term of the longest maturity in your original Certificate Ladder.
Dividends earned on your certificates accumulated additional dividends. This calculator allows you to choose the frequency that your certificate dividend income is added to your account. The more frequently this occurs, the sooner your accumulated dividends income will generate additional dividends. You may wish to check with your local office to find out how often dividends are compounded on your particular certificate.
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Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
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