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Spectra Credit Union was founded by scientists at the Naval Research Laboratory. And while we may not explore galaxies or delve into the seas, they still inspire us to stay on a constant journey to find better, faster, stronger solutions to empower your financial well-being.
We've got you covered. Give us a call or fill out our contact form and a representative will get in touch with you as soon as possible.
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Your rate and payments remain the same for the life of your loan, even if rates rise.
Plus, you might be eligible to receive up to $15,000 in closing cost assistance. Ask us how!
We’ll help make your first homebuying experience a breeze.
3-year adjustable rate mortgages (ARM) are ideal for buyers who don’t plan on being in their home for more than three years.
The dream of homeownership is possible for those with an individual taxpayer identification number (ITIN) mortgage.
We offer a variety of government mortgages to help make home ownership a reality throughout our communities. With competitive options and financial assistance programs available, we’re making homes more affordable for you!
